[aquariustg]

You almost have to take the cash value. If you invest your money, with even modest returns, you should be able to beat the total amount of the annuity over the course of 30 years. Although, many of us are compulsive spenders, so the payments may yield less, but be safer in the long run. If I won, I would go in to work at night after everyone was gone and replace everything in the vending maching with beer. Out comes the twinkie, in goes a Pabst. Pull out the nasty looking egg-salad sandwich, and put in a Keystone. There are a few people that would know it meant that Christian quit.