You will get a variety of answers on this one. Some prefer them. Some not. Some use albums, some use top loaders. Its what ever you feel comfortable having your cards in (and make sure that they are not too tight otherwise they will ruin your cards).
As far as the chipping issue, that shouldnt happen unless you are constantly moving the card around in the case. If it is pretty much stationary for most its life, than you shouldnt have any issues.
As far as the chipping issue, that shouldnt happen unless you are constantly moving the card around in the case. If it is pretty much stationary for most its life, than you shouldnt have any issues.