[tonytoope]

madmack29's post is bang on.

I don't have a credit card, so I cannot use the organize tool, nor can I see or respond to trade offers.

If people send me trade offers, I cannot view them. If I cannot see them, I cannot respond.

[twobroscards]

Same goes for me. I do still pay for a Hockey subscription but with a very busy schedule outside of the hobby, it can be hard at times to respond to offers and such right away. But I am still actively trading as much as possible.